Top Travel Insurance Credit Cards Reviewed 2026
Chase Sapphire Reserve®*
Winner
- Earn 8x points on all purchases through Chase Travel℠, including The Edit℠
- Earn 4x points on flights and hotels booked direct
- Earn 3x points on dining worldwide
- Earn 1x points on all other purchases
Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
American Express Platinum Card®
International traveler insurance
- Earn 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel® on up to $500,000 on these purchases per calendar year
- Earn 5X Membership Rewards® points on prepaid hotels booked with American Express Travel®.
- Terms apply.
You may be eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
Chase Sapphire Preferred® Card
Midrange travel card
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠
- Earn 3x on dining, select streaming services and online groceries
- Earn 2x on all other travel purchases
- Earn 1x on all other purchases
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Wells Fargo Autograph Journey℠ Card*
Midrange travel card runner-up
- Earn unlimited 5X points on hotels
- Earn unlimited 4X points on airlines
- Earn unlimited 3X points on other travel and restaurants,
- Earn unlimited 1X points on other purchases.
Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
Chase Freedom Unlimited®
No annual fee
- Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
- Earn 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
- Earn 1.5% on all other purchases
Limited Time Offer: Earn a $300 Bonus after you spend $500 on purchases in your first 3 months from account opening
American Express® Gold Card
Earning points
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- Terms apply.
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
Ink Business Preferred® Credit Card*
Business
- Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year.
- Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.
Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
The Business Platinum Card® from American Express
Business runner-up
- Earn 5X points on flights and prepaid hotels booked on AmexTravel.com.
- Earn 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- Earn 1X points on other eligible purchases
Elevated Welcome Offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Business Platinum Card® within the first 3 months of Card Membership.
Delta SkyMiles® Reserve American Express Card
Airline
- Earn 3X Miles on Delta purchases.
- Earn 1X Mile on all other eligible purchases.
Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
The New United Club℠ Card*
Airline runner-up
- Earn 4x miles on United® purchases
- Earn 2x miles on dining and all other travel
- Earn 1x mile on all other purchases
Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
Marriott Bonvoy Brilliant® American Express® Card
Hotel
- Earn up to 21X Marriott Bonvoy® points for every $1 spent on eligible purchases at hotels participating in Marriott Bonvoy.
- Earn 6X points with the Marriott Bonvoy Brilliant® American Express® Card.
- Earn up to 10X points from Marriott Bonvoy for being a Marriott Bonvoy member.
- Earn up to 5X points from Marriott Bonvoy with the 50% Bonus Points on Stays, a benefit available with your complimentary Platinum Elite status.
- Earn 3X points at restaurants worldwide and on flights booked directly with airlines.
- Earn 2X points on all other eligible purchases.
Earn 100,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
Hilton Honors Aspire Card from American Express*
Hotel runner-up
- Earn 14X points on eligible purchases at hotels or resorts in the Hilton Portfolio.
- Earn 7X points on flights booked directly with airlines or amextravel.com, car rentals booked directly from select car rental companies and U.S. restaurants.
- Earn 3X points on other purchases.
Earn 175,000 Hilton Honors Bonus Points
with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 1/14/2026.
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