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This travel insurance company just expanded what it’ll cover for your next trip

This travel insurance company just expanded what it’ll cover for your next trip

International Medical Group (IMG) has announced exciting enhancements to its flagship travel insurance plan, iTravelInsured Choice, giving travelers more control and customization than ever before.

Justin Poehler, Chief Commercial Officer at IMG, said, “At IMG, we know travel isn’t one-size-fits-all, and neither is travel insurance. With these new add-on options, travelers can easily customize their iTravelInsured Choice plan and choose the coverage that’s best for their trip, whether they want extra medical protection or coverage tailored to adventure sports.”

Many factors can cause travelers to miss flights. Shutterstock

Many factors can cause travelers to miss flights. Shutterstock

5 reasons travelers purchase travel insurance

Whether you are someone who consistently splurges for travel insurance no matter what, or someone who always toggles back and forth on whether to spend the extra money on peace of mind for your travels, here are a few reasons you may want to spend the extra few bucks:

  • Travel delays: Whether it’s you as the traveler who is running behind, transportation, or the airport, delays happen, so it is always good to be prepared.

  • Injury or sickness: Travel insurance will prevent you from losing money if you have to cancel your travels due to injury or sickness.

  • Medical emergencies: Travel insurance can be of help if medical emergencies happen during your travels.

  • Trip cancellations: Things happen on all ends of travel, and sometimes trips have to be canceled or postponed. With travel insurance, canceling or changing plans becomes a lot easier.

  • Baggage and personal belongings: Unfortunately, luggage sometimes gets lost, and personal belongings can be forgotten or damaged during long travel days. With travel insurance, you’ll be covered for everything you travel with.

Related: Travel insurance company shares what is and isn’t covered during the government shut down

IMG is now offering various add-ons for all types of travelers.

IMG’s new travel insurance add-ons

  • Cancel For Any Reason (CFAR) & Interruption For Any Reason (IFAR): This add-on is ideal for those who want maximum flexibility to cancel or cut a trip short, regardless of the reason.

  • Increased Medical Coverage: For travelers heading to remote areas or countries with costly health care systems, this provides added peace of mind.

  • Cruise-Specific Benefits: This option provides tailored coverage for common cruise disruptions like port closures, high water levels, and onboard mechanical issues.

  • Adventure and Sports Equipment Coverage: Perfect for thrill-seekers, this option enhances benefits for those engaging in adventurous activities or traveling with gear like skis, surfboards, or bikes.

This layered, build-your-own coverage approach allows travelers to go beyond standard coverage and get protection that actually reflects the nature of their trip.

Travel insurance can help if your luggage gets lost or damaged.

IMG’s 2 new travel insurance plans

Alongside the add-ons, IMG is also launching two entirely new products under the iTravelInsured Choice umbrella, aimed at very specific traveler segments:

  1. iTravelInsured Choice Cruise: This plan was designed with cruise-goers in mind, offering expanded benefits that address unique risks faced at sea, including itinerary changes, ship breakdowns, and delayed departures. It covers circumstances that traditional travel insurance might overlook, giving cruisers confidence from port to port.

  2. iTravelInsured Choice Departure: This plan is designed for travelers who have non-refundable trip costs but still require strong medical coverage and emergency protection. Think of digital nomads, budget backpackers, or frequent flyers with flexible plans. This product fills a crucial gap in the market.

Related: A wrap or sandwich at this airport will cost you 47.5% more

With this expanded lineup, IMG is clearly focused on one thing: giving travelers greater control and clarity when it comes to coverage. The ability to tailor your plan, whether for medical needs, cruise-specific issues, or active travel, offers peace of mind at a time when global travel still carries unpredictability.

This story was originally reported by TravelHost on Oct 15, 2025, where it first appeared in the News section. Add TravelHost as a Preferred Source by clicking here.

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